1050 Concord St

Point Loma, CA
$ 1,862,500 Beds 4 Baths 2 Sq 1,594 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to this???????????????????????????????????????????????????????????????????????????? beautifully updated 4-bedroom, 2-bath home, where timeless character meets modern comfort in an exceptional coastal setting. Just steps from stunning bay views and refreshed by cool coastal breezes, this home offers the perfect blend of lifestyle, convenience, and versatility. The heart of the home is a completely remodeled kitchen featuring a spacious peninsula island, a 36-inch range, brand new dishwasher, and a convenient drawer microwave, combining stylish finishes with modern functionality. The refinished original hardwood floors add warmth and charm throughout, while new electrical and plumbing upgrades provide added peace of mind. A standout feature is the fully permitted ADU, thoughtfully designed as one of the four bedrooms. Complete with its own private entrance, kitchenette, separate laundry area, and dedicated mini-split heating and cooling system, this flexible space is ideal for multigenerational living, guests, a private home office, or rental income potential. Whether you're looking for a home that adapts to your changing needs or an opportunity to generate additional income, this property delivers unmatched flexibility in a sought-after location. Enjoy morning walks through this lovely neighborhood, cool ocean breezes, and all the benefits of coastal living in a move-in-ready home that's been beautifully renovated from top to bottom. New concrete driveway, and unpermitted 2 car garage in lower part of the backyard with easy access from the side yard.

ACTIVE

  • Price
  • $ 1,862,500
  • City
  • Point Loma
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • SAN DIEGO
  • Half Bathrooms
  • 0
  • Area
  • POINT LOMA
  • Lot Size
  • Zip
  • 92106
  • Sqr Footage
  • 1,594
  • Year Built
  • 1944
  • Style
  • Detached
  • MLS#
  • 260016586
Listed By: Marla Martin with Halcyon - 858-774-5761;
Data Source: San Diego Regional MLS (SDMLS)

Features

General

Sewer Sewer Connected
Heating Combination Heating
Cooling N/K
Roof Composition
Appliances Dishwasher, Disposal, Microwave, 6 Burner Stove, Range/Stove Hood, Gas Cooking
HOA Fee 0.0
Garage Spaces 2.0
Pool Features N/K
Construction Materials Stucco, Wood
Year Built 1944
Levels Split Level
Property Subtype Detached
County San Diego
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name POINT LOMA
Full Baths 2
Status ACTIVE
Directions Property is on the corner of Concord and Hill Street.
City Point Loma
Senior Community Y/N No
MLS Area Coastal South
Lot Size Units Acres
Property Attached Y/N No
Building Area Units Sqft
Living Area Units Sqft
Standard Status Active
Freehold IDX

Interior Features

Air Conditioning Y/N No
Heating Y/N No
Fireplace Y/N No
Laundry Features Electric
Total Bedrooms 4
Total Baths 2

Exterior Features

Fencing Full, Gate, Good Condition, Blockwall
Parking Features Detached
Water Source Meter on Property
Total Parking 4.0
Lot Size Area 0.0
Building Area Total 1594.0
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Chula Vista, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/8/2026 Listed $1,950,000
8/17/2026 2% - $1,929,500
9/1/2026 4% - $1,862,500

Property vs Zip Code Average in 92106

Price
AVG $2.77M
$1.86M
Year Built
AVG 1965
1944
Visits
AVG 96
101
Data Provided by Inside Real Estate®

1050 Concord St Point Loma, CA is a Single Family Home for sale at $1862500 with 1594 sqft and a lot size of Acre(s). 1050 Concord St Point Loma has 4 bedrooms, 2 baths and was built in 1944. The property's zip code is 92106 which is in Point Loma, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.